How To Claim Travel Insurance When Abroad

The Covid-19 epidemic has altered international travel indefinitely. Now more than ever, people are concerned about their health and well-being when they travel, especially to other nations. 

In addition to being a legal requirement in some locations, having International travel insurance online is your best defence in an accident or illness. *

Here’s all you need to know about a travel insurance policy and, most importantly, how to file a Bajaj Allianz international travel insurance claim in a foreign country to ensure that you and your loved ones arrive at your destination safely.*

Anyone with good travel coverage can start whenever they like, as most insurance companies now offer an online method. When filing a claim, time is of the essence. 

The fundamental procedures for each acquired bajaj allianz travel insurance coverage are as follows:

• First and foremost, remember to report the occurrence or medical condition to the insurance or broker within the allotted time frame. If you cannot contact them personally, you might also write them a letter or have someone else do so. This will prove that you were indeed prompt in your communications. Keep the number of your travel insurance provider and a reliable emergency contact close to hand.* 
• Keep a copy of all plane tickets, receipts, documentation, medical and pharmacy bills, hotel reservations, and payments to ensure a quick and easy claim procedure. Always have your emergency services and travel insurance policy’s contact details handy.*
• Be prepared to show documentation supporting the details you entered on your travel insurance application. It is wise to double-check your work to avoid having a claim denied due to an oversight.

In addition to the steps mentioned above, the following are often the most important when dealing with particular policies: 

• If you’re filing a claim for medical or accident-related expenses, you must provide documentation showing that you’ve incurred such costs. The hospital or clinic should date, sign, and stamp these. 
• If a third party was involved in the incident, you must also file an FIR complaint. When applying for insurance, being honest about any pre-existing problems is essential.
• A lost passport or other valuables can leave you trapped in a strange country. So, immediately report the incident to your insurance company and file a First Report of Loss with the police. 
• Keep duplicates of your passports, the cancelled check, the receipt from the embassy or passport office, and any other documentation you may need to prove that you paid for or returned the old document. Protect yourself from identity theft by always carrying a copy of your passport.
• Travellers, especially those bound for the United Kingdom, know the risk of having their checked bags lost or delayed in transit. However, to receive compensation, you will need your plane ticket, boarding pass, passport copy, proof of baggage complaint, receipts for products purchased to keep you going until the bag is delivered, and a copy of the bag.

Therefore, whether you’re going abroad for business, pleasure, or education, you should only leave home by purchasing a comprehensive Bajaj allianz travel insurance policy.

*Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.